At Harvest REI, we specialize in helping real estate investors bring their projects to life—literally from the ground up. Whether you're building a custom home, townhome development, or a small multifamily project, a Ground-Up Construction Loan can give you the capital and flexibility to control every phase of the build
A Ground-Up Construction Loan is a short-term financing solution designed to fund the full construction of a property, starting from raw land to a finished, livable structure.
Unlike renovation loans or bridge loans, ground-up loans are meant for new builds only, allowing you to create real estate from scratch, not just improve it.
Here’s a simple breakdown of how the process typically works:
💡 Some of our programs even allow 0% down, and interest payments are rolled into the loan, paid at the end when you sell or refinance.
Ground-up construction loans through Harvest REI can fund:
A Ground-Up Construction Loan is a short-term financing solution designed to fund the full construction of a property, starting from raw land to a finished, livable structure.
Unlike renovation loans or bridge loans, ground-up loans are meant for new builds only, allowing you to create real estate from scratch, not just improve it.
Ground-up loans offer big rewards—but also come with unique responsibilities:
This loan could be a great fit if:
✅ You own land or are under contract to buy
✅ You (or your builder) have experience with new construction
✅ You’re looking to build and sell or hold for rental
✅ You want high-leverage financing with flexible requirements.
📌 In that case, check out our:
Harvest REI offers Nationwide Programs that support first-time builders, seasoned investors, and everything in between. We’ll help you choose the right structure, rates, and terms to make your project a success.
Copyright © 2025 Harvest REI - All Rights Reserved.