Find The Best Option
Commercial Loans – Nationwide & Texas Focused
Flexible Lending | Rehab, Construction, and Cash-Out Options | Starting at $250K
Looking for reliable capital to fund your next commercial project? Harvest REI’s Commercial Loan programs offer flexible solutions for acquisitions, cash-out refinancing, ground-up construction, and value-add rehab projects, tailored for both standard and specialized property types.
✅ Loan Overview:
- Loan Amounts: Starting at $250K
- LTV / LTC Guidelines:
- Credit 500+: Up to 50% LTC (Acquisition Only)
- Credit 650+: Up to 60% LTV
- Credit 700+: Up to 70% LTC
- Cash-Out Refi: Up to 70% LTV
- Land Loans (Texas): 50% LTV, no soft or hard costs included
- Soft Money Option: No lender points
📌 Eligible Property Types:
- RV Parks
- Daycares
- Office Buildings
- Warehouses
- Single-Family (Commercial Purpose)
- Self-Storage Facilities
- Commercial Rehab/Completion Projects
- Ground-Up Construction (Texas only)
📊 Additional Highlights:
- Private Money Access & Life Insurance Investment Options Available
- Market Analysis or BPO required for Texas-based deals
- Appraisal or BPO as needed per deal
- Close in Escrow with Your Title Company
(Includes Title Fees, Appraisal, Taxes, and Insurance)
Solutions for Every Need. Contact Us Today!
Commercial Loans – Private Funds: Debt & Equity
Global Capital Solutions for Large-Scale Projects | Debt, Equity & Line of Credit Access
For developers and operators working on high-value commercial projects.
We offer exclusive access to private debt and equity capital, including global construction funding, job-creation initiatives, and project-based lines of credit.
🔹 Multifamily Hard Money Loan (HML)
- Up to 75%–80% LTV
- Ideal for stabilized or value-add apartment buildings
- Fast approvals and asset-based underwriting
🔹 Bridge Loan – 680+ Credit (Soft Pull)
- Credit-friendly option with no hard inquiry
- Transitional financing for acquisitions, refis, or lease-up
- Great for investors repositioning properties
🔹 Ground-Up Construction – PML 1st Lien
- Private Money Loan (PML) for first-position construction
- For builders, developers, and investor-owned land
- Covers land, soft costs, and vertical construction
🔹 Commercial Loans – 680+ Credit, $500K Minimum
- Financing for retail, office, mixed-use, industrial, and more
- Starting at $500,000+
- Competitive rates with flexible terms for qualified borrowers
Let’s Talk About Your Deal
We help investors secure the funding they need, without the red tape. If you’re ready to grow your commercial portfolio, we’re ready to move fast.