Business Funding Options at HARVEST REI
Whether you're launching, growing, or stabilizing your business, HARVEST REI offers tailored funding solutions designed with flexibility and speed. Explore the options below:
Startup & Early-Stage Options
Equipment & Inventory Financing
Startup & Early-Stage Options
Startup Business Loan
Designed for new entrepreneurs ready to turn an idea into action. Requirements vary but often include a business plan and projections.
Startup Business Credit Card Stacking
Access multiple lines of unsecured credit through business credit cards—ideal for startups building working capital without traditional loans.
Growth & Expansion Loans
Equipment & Inventory Financing
Startup & Early-Stage Options
Business Acquisition Loan
Buy out a competitor, purchase a franchise, or take over an existing business—this loan supports your path to ownership.
Business Expansion Loan
Fuel your company’s growth—whether you’re hiring, opening new locations, or launching products.
Franchise Financing
Funding to launch or expand a franchise location. Covers franchise fees, equipment, buildout, and more.
Equipment & Inventory Financing
Equipment & Inventory Financing
Equipment & Inventory Financing
Equipment Financing
Purchase or lease the machinery, vehicles, or tools you need to run your business. The equipment often serves as collateral.
Inventory Financing
Get capital to purchase inventory in bulk before busy seasons or retail launches.
Purchase Order Financing
Use existing purchase orders to secure funding and fulfill large orders without draining cash flow.
Receivables & Invoice-Based Financing
Receivables & Invoice-Based Financing
Receivables & Invoice-Based Financing
Invoice Factoring
Sell your unpaid invoices for immediate cash—ideal if you're waiting 30-90 days for customer payments.
Receivables Financing
Borrow against outstanding invoices to maintain steady cash flow while waiting for customer payments.
Cash Flow & Operational Funding
Receivables & Invoice-Based Financing
Receivables & Invoice-Based Financing
Cash Flow Loans
Based on your business’s monthly revenue—not just credit score. Great for seasonal businesses or those with consistent income.
Asset-Based Line of Credit
A revolving credit line secured by assets like inventory, receivables, or equipment—perfect for businesses with strong balance sheets.
Payroll Funding
Keep your team paid d
Cash Flow Loans
Based on your business’s monthly revenue—not just credit score. Great for seasonal businesses or those with consistent income.
Asset-Based Line of Credit
A revolving credit line secured by assets like inventory, receivables, or equipment—perfect for businesses with strong balance sheets.
Payroll Funding
Keep your team paid during short-term gaps in revenue or while waiting on receivables.
Down Payment Assistance
Need capital for a down payment on a commercial property or equipment? We help you secure what’s needed to close the deal.
Bad Credit Financing
We offer solutions for entrepreneurs with poor or limited credit—focused on future performance, not just the past.
SBA-Backed Loans
Receivables & Invoice-Based Financing
SBA-Backed Loans
SBA 7(a) Loan
The most popular SBA program—ideal for working capital, real estate, equipment, or buying a business. Competitive rates and flexible terms.
SBA 504 Loan
Perfect for commercial real estate or large equipment purchases. Structured with lower down payments and long-term fixed rates.